Planned Elite tool · open in prelaunch
One row per holding: a name you recognise, what it is worth in euros, and what it invests in. For a fund, choose what it mostly holds. Search above to pick a listed share or fund, or add anything else by type below. Only the text you search for is sent; your values stay in this browser.
For Excel workbooks, copy the cells into this box or save as CSV. Files are read in this browser. Download a CSV example.
Values typed in euros work without market data. For a quote, confirm the specific listing, exchange and currency. Add it here, then open its details.
Search and quotes require the site’s market-data service to be configured.
Only your search or security identifier is sent when requested. Your balances and quantities stay in this browser.
Your risk picture will build here.
How concentrated am I?
What could I lose in a bad year?
| Scenario | Shares | Bonds | Property | Cash |
|---|---|---|---|---|
| Shares fall | −30% | −5% | −30% | 0% |
| Rates rise | −15% | −12% | −20% | 0% |
| Recovery | +20% | +5% | +15% | +2% |
No FX, duration, credit-default or fund look-through model is applied. Actual losses can be larger.
Quote currency does not reveal economic FX exposure. Unknown listings are shown separately. Duplicate ticker / listing rows are combined; overlapping funds and cross-listings may still hold the same assets.
Compare long-only allocations within your existing holdings. Keep control of the assumptions, limits and trade-offs.
Illustrative starting assumptions, not measured metrics for your tickers. Nominal annual returns in EUR, before tax and fees. Review and edit them before comparing. All holdings in a group share these assumptions.
Within-group correlation must be at least the between-group value. Shared factors make the covariance matrix internally consistent. These correlations are assumptions, not observed diversification.
Use 36–600 consecutive, completed months. Every security and your chosen benchmark need monthly total returns in EUR, including distributions. Enter 2 for 2%. Price changes alone are not total returns. This is a hypothetical history of today’s holdings, not your actual account performance.
No returns are downloaded automatically. The optional quote service supplies prices, not the dividend and FX history this analysis needs.
Fully invested, no shorting or borrowing. Costs are an estimated one-off deduction, shown separately; taxes, bid/offer spreads not included in your rate, minimum lots and account restrictions are not modelled.
Saving this scenario does not overwrite Household balances. Review the comparable accessible investments there, excluding emergency cash and pensions.
Review Household →This removes the portfolio draft from this browser. Export a backup first if you want to keep it.