Terms of Service

Agreement to Terms

By accessing or using My Wealth Playbook ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

1. Use of Service

My Wealth Playbook provides financial education tools and calculators. You agree to:

• Provide accurate information when creating an account
• Maintain the security of your account credentials
• Use the Service only for lawful purposes
• Not share your account with others
• Not attempt to reverse engineer or hack the Service

2. Subscription and Billing

Free Tier: Access to basic educational content at no cost.

Premium Tier ($9/month or $86/year): Access to core financial calculators and tools.

Elite Tier ($19/month or $182/year): Access to all tools including major life decision calculators.

Subscriptions automatically renew unless cancelled. You may cancel at any time, and access continues until the end of the current billing period.

3. Refund Policy

We offer a 30-day money-back guarantee. If you're not satisfied within the first 30 days of your subscription, contact us for a full refund.

4. Not Financial Advice

IMPORTANT: The information and tools provided by My Wealth Playbook are for educational purposes only and do not constitute financial, investment, tax, or legal advice. We are not licensed financial advisors. You should consult with qualified professionals before making any financial decisions.

5. Accuracy of Information

While we strive to provide accurate calculations and information, we make no warranties about the completeness, reliability, or accuracy of our tools. You use the Service at your own risk.

6. Intellectual Property

All content, tools, calculators, and materials on the Service are owned by My Wealth Playbook and protected by copyright laws. You may not copy, reproduce, or distribute our content without permission.

However, Premium and Elite subscribers may download and use provided calculators for personal use only.

7. User Data and Privacy

Your use of the Service is also governed by our Privacy Policy. We do not sell your personal information to third parties.

8. Termination

We reserve the right to suspend or terminate your account if you violate these Terms of Service or engage in fraudulent activity.

9. Limitation of Liability

My Wealth Playbook and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service, including financial losses resulting from reliance on our tools or information.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of significant changes via email. Continued use of the Service after changes constitutes acceptance of the new terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable international laws, without regard to conflict of law provisions.

12. Contact Information

If you have questions about these Terms of Service, please contact us at:

Email: [email protected]