18 Tools.
One Integrated Platform.
Every calculator shares your data. Your budget feeds your emergency fund target. Your risk profile shapes your asset allocation. Nothing works in isolation.
Emergency Fund Calculator
Calculate exactly how much you need saved for unexpected expenses. Factors in your employment type, dependents, health needs, and income stability to recommend 3–9 months of coverage.
- checkRisk-based month recommendation
- checkProgress tracking with visual bar
- checkMonths-to-goal calculator
Budget Mastery Pro
A 3-tab budget system that breaks down income and expenses across 8 categories, converts any frequency to monthly, and compares your spending to your demographic cohort.
- checkMulti-frequency support (monthly, annual, one-time)
- checkPeer cohort spending comparison
- checkVisual category breakdown with Chart.js
Financial Health Assessment
A 5-minute diagnostic that evaluates your financial health across key dimensions and tells you which tools to prioritize first based on your situation.
- checkPersonalized tool recommendations
- checkFinancial score with breakdown
Financial Education Suite
Interactive courses and quizzes covering financial literacy fundamentals, the 7 habits of wealth building, and real estate investing basics.
- check3 interactive courses with scoring
- checkKnowledge retention quizzes
Rent vs Buy Calculator
The most comprehensive rent-vs-buy comparison available. Accounts for US and EU tax regimes, property types (apartment/house), marital status, capital gains exemptions, and opportunity cost of the down payment.
- checkUS & EU regional tax logic built in
- checkSide-by-side total cost comparison
- checkEquity buildup visualization
Portfolio Risk Analyzer
Add your holdings and get an institutional-grade risk report: Sharpe ratios, concentration checks, and a clear verdict with per-holding actions.
- checkRisk score & profile alignment
- checkRisk-vs-return scatter per holding
- checkHold / hedge / trim / replace flags
Wedding Planning
Plan the big day without the debt: benchmark allocation, per-guest cost, and exactly what to save each month.
- checkEditable industry-standard split
- checkMonthly savings target to the date
- checkCost-per-guest reality check
Vacation Planning
Build two or three versions of the same trip side by side and see the trade-offs: cheaper flights vs a nicer hotel, more experiences vs less shopping.
- checkCompare up to 3 options at once
- checkStacked spend & budget charts
- checkSources & uses of funds
Lease vs Buy Calculator
Compare the true total cost of leasing versus buying a vehicle. Covers financing, depreciation, running costs, and opportunity cost of capital.
- checkInteractive what-if sliders
- checkBreak-even resale analysis
- checkSide-by-side cost breakdown
Debt Freedom Planner
Track multiple debts and find the fastest path to becoming debt-free. Compare snowball vs avalanche strategies with total interest savings calculations and a custom payment schedule.
- checkSnowball vs avalanche comparison
- checkDebt-free date projection
- checkCustom payment schedules
Retirement Planner & FIRE Calculator
Plan your retirement with confidence. Supports both traditional retirement and FIRE (Financial Independence, Retire Early) approaches. Accounts for Social Security, pensions, inflation, and multi-scenario projections.
- checkFIRE & traditional retirement modes
- checkSavings trajectory visualization
- checkInflation-adjusted projections
Wealth Dashboard & Net Worth Tracker
See your complete financial picture in one place. Track net worth over time, visualize asset allocation, monitor goal progress, and celebrate financial milestones.
- checkNet worth history chart
- checkAsset allocation breakdown
- checkGoal progress tracking
Asset Allocation & Wealth Planner
The flagship tool. A multi-tab wealth planner that takes your personal profile, risk tolerance, and current holdings to generate a year-by-year projection to retirement with scenario analysis across pessimistic, moderate, and optimistic paths.
- checkRATE-based year-by-year projection
- check3-scenario analysis (pessimistic/moderate/optimistic)
- check12-KPI dashboard with live charts
- checkRisk-adjusted asset class recommendations
Tax Optimization Suite
Minimize your tax burden legally. Identifies tax-loss harvesting opportunities, optimizes asset location across account types, and models Roth conversion strategies with capital gains planning.
- checkTax-loss harvesting analysis
- checkRoth conversion modelling
- checkTax-efficient withdrawal strategies
Everything Connects
Unlike standalone calculators you find online, our tools share data. Your budget informs your emergency fund target. Your risk profile shapes your asset allocation. Your retirement projection uses your actual savings rate.
This is the genuine differentiator — an integrated platform, not a collection of isolated widgets.
Budget → Emergency Fund: Monthly expenses auto-set your target
Risk Profile → Asset Allocation: Your risk tolerance drives portfolio weights
Savings Rate → Retirement: Actual contributions power projections
Ready to see your full financial picture?
Start with the free tools and upgrade when you're ready for the full suite.