Privacy Policy

Introduction

My Wealth Playbook ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our Service.

1. Information We Collect

Account Information:

• Name and email address
• Password (encrypted and never stored in plain text)
• Subscription tier and billing information

Financial Data You Input:

• Income and expense information
• Debt amounts and interest rates
• Savings goals and retirement calculations
• Investment portfolio information (if provided)

Usage Data:

• Pages visited and features used
• Time spent on the Service
• Device information and IP address
• Browser type and operating system

Payment Information:

We use Stripe for payment processing. We do not store your full credit card information on our servers. Stripe maintains PCI DSS compliance and handles all payment data securely.

2. How We Use Your Information

We use your information to:

• Provide and improve the Service
• Process your subscription payments
• Send you important updates about your account
• Provide customer support
• Analyze usage patterns to improve our tools
• Send educational content (if you opt-in)

3. Data Storage and Security

Your data is stored on secure servers with industry-standard encryption:

• All data transmitted between your device and our servers is encrypted using SSL/TLS
• Financial calculations you perform are stored encrypted at rest
• We implement regular security audits and monitoring
• Access to your data is restricted to essential personnel only

4. Data Sharing and Third Parties

We may share limited data with:

• Stripe: For payment processing (name, email, billing information)
• Analytics Providers: Anonymized usage data to improve the Service
• Email Service: For sending account-related emails

All third-party providers are contractually obligated to protect your data and use it only for specified purposes.

5. Your Financial Data Privacy

The financial information you input into our calculators and tools:

• Is stored encrypted and associated only with your account
• Is never used for advertising or sold to third parties
• Is never shared with financial institutions without your explicit consent
• Can be deleted at any time by contacting support

6. Your Rights and Choices

You have the right to:

• Access: Request a copy of all data we have about you
• Correction: Update or correct your personal information
• Deletion: Request deletion of your account and all associated data
• Export: Download your financial data in a portable format
• Opt-out: Unsubscribe from marketing emails at any time

To exercise these rights, contact us at privacy@mywealthplaybook.com

7. Cookies and Tracking

We use essential cookies to:

• Keep you logged in
• Remember your preferences
• Analyze site usage (anonymized)

You can disable cookies in your browser settings, but some features may not function properly.

8. Data Retention

• Active Accounts: We retain your data as long as your account is active
• Cancelled Accounts: Data is retained for 90 days after cancellation, then deleted
• Legal Requirements: Some data may be retained longer if required by law (billing records, etc.)

9. Children's Privacy

Our Service is not intended for users under 18 years of age. We do not knowingly collect information from children. If we discover we have inadvertently collected data from a child, we will delete it immediately.

10. International Users

If you are accessing the Service from outside the United States, please note that your information may be transferred to, stored, and processed in the United States where our servers are located.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email and update the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the new policy.

12. California Privacy Rights (CCPA)

California residents have additional rights under the CCPA:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of sale of personal information (we don't sell data)
• Right to non-discrimination for exercising privacy rights

13. GDPR Compliance (EU Users)

For users in the European Union, we comply with GDPR requirements:

• Lawful basis for processing: Consent and contract performance
• Right to data portability
• Right to be forgotten
• Right to lodge a complaint with supervisory authority

14. Contact Us

If you have questions or concerns about this Privacy Policy or how we handle your data:

Email: privacy@mywealthplaybook.com

General Support: support@mywealthplaybook.com