Planned Premium tool · open in prelaunchAdvanced scenarios for your investment mix and retirement withdrawals. Start with the free Financial freedom tool →
Your choice sets the example mix your holdings are compared with. It does not change your returns.
Returns are per year, after inflation and fees. Include only money available to fund this plan. A state pension is income, not a pot: add it under Life after work.
Each amount arrives at the end of the year you enter and grows at its own return until you stop working. Do not also count the same money in your holdings.
Use today's prices throughout, so returns are after inflation. Enter pension income after tax.
Returns are after inflation and fees. Each holding has its own return while you save; this return applies after you stop working and to extra saving. Tax on gains is a simple illustration, not a country tax calculation: use 0 if your returns are already after tax. Amounts are not converted between currencies. Plan to a late age to stay on the safe side. Pessimistic puts the bad years first, optimistic the good years first; the average is the same.
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