Your Debts

Enter all your debts. Add or remove rows as needed.

Debt NameBalanceAPR (%)Min Payment

Settings

Choose your payoff strategy and any extra monthly payment

Avalanche

Highest APR first — minimises interest

Snowball

Smallest balance first — quick wins

Payoff Order

Ranked by Avalanche method

Balance Over Time

What-If Analysis

How extra payments accelerate your freedom

Snowball vs Avalanche

Side-by-side comparison for your debts